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With official interest rates trending downward, shrewd mortgage holders may take the opportunity to call their lender to ask for a better deal. But when even a small interest rate reduction means potential savings of thousands of dollars, is a simple phone call really enough to get you there? In 2019,...

We don't like to dust off the old crystal ball and speculate very often, but there's been so much noise about whether the RBA will cut the official cash rate this Tuesday that we feel compelled to address it....