27 Feb Mortgages not holding Aussies back from travel
It's no secret that Australians love to travel. The thing is, we also love to own our own home. Can you do both? It turns out most people can!...
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27 Feb 3 ways to kick your gambling habit this footy season
When it comes to footy, Australians love a punt – of both the kicking and betting varieties. The thing is though, one is great fun, the other can cost you thousands of dollars a year....
12 Feb Rise of the Rentvestor
Rents drop in Sydney for the first time in 12 years! With a high degree of supply in the market and rents dropping across Sydney, those looking for a new home have the option to consider whether to rent or buy. Domain reported the median house price in December 2018...
05 Feb Additional Mortgage Repayments
Quick example to show the benefits of making additional repayments to your mortgage. Assuming a $500k P+I loan at 4.00% with a 30 year term and monthly payments the accumulated interest over the term is approx $360k. If you repaid $10 extra per month, your accumulated interest...
05 Feb RBA Leaves Rates on Hold
RBA has kept official cash rates on hold @ 1.5% at it's first board meeting of 2019. https://www.rba.gov.au/media-releases/2019/mr-19-01.html...
04 Dec Spending Habits
Banks have never scrutinised spending behaviour more, it is imperative to get your finances in order before you apply for a loan. Feel free to contact us for a chat if you would like more information on exactly what the banks are looking for and how...
04 Dec RBA leaves cash rates on hold
The Reserve Bank of Australia has extended its record-breaking run of inaction on rates, keeping the official cash rate at 1.5% at its last meeting for this year. ...
20 Nov Royal Commission
Banks NIM's (Net interest margins) have tightened dramatically with the increase in competition fuelled by broker sourced loans - this is a WIN for consumers. The big banks, via the Royal Commission, are now trying to move the power back to the big 4 by removing...
05 Oct Property Clock
The property clock can help you determine the perfect time to buy and sell. Whether you’re a first home buyer or an experienced property investor, you’ll probably be aware of the importance of buying or selling at just the right time. Property markets in Australia and around...